Free SIP calculator to estimate returns from your monthly mutual fund investments. Calculate future value, total investment, and wealth gained through systematic investment plans. For more advanced calculations try the Advanced SIP calculator.
Total Investment
₹6,00,000
5,000 × 120 months
Expected Future Value
₹11,61,695
@ 12% annual return
Wealth Gained
₹5,61,695
93.6% growth
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View Premium PlansThis calculator is for informational and educational purposes only. It does not constitute financial or investment advice. Consult with a qualified financial advisor before making investment decisions.
A SIP (Systematic Investment Plan) calculator is a financial tool that helps investors estimate the returns from their systematic investments in mutual funds. By investing a fixed amount regularly in mutual fund schemes, investors can benefit from rupee cost averaging and the power of compounding. SIP allows you to invest a predetermined amount at regular intervals (monthly, quarterly, or annually) in your chosen mutual fund scheme. When markets are low, your fixed investment buys more units, and when markets are high, it buys fewer units. This averaging effect helps reduce the impact of market volatility on your investments.
Most mutual funds allow SIPs starting from ₹500 per month, though some may have higher minimums.
Yes, you can increase, decrease, or pause your SIP at any time. Many funds also offer step-up SIP options.
SIPs are generally better for regular investors as they provide rupee cost averaging and reduce timing risk. Lumpsum works better when you have a large amount and markets are low.
Historical data shows equity funds have delivered 12-15% annual returns over long periods, though past performance doesn't guarantee future results. Conservative estimates use 10-12%.