Free stock returns calculator to calculate profit, loss, returns percentage, and annualized returns from stock investments. Include dividends for accurate calculations.
Total Investment
₹10,000
Total Returns
₹15,500
Profit/Loss
₹5,500
Annualized Return
24.48%
Return Percentage
55.00%
Holding Period
731 days
Get AI-powered portfolio analytics, real-time alerts, and comprehensive market insights.
View Premium PlansThis calculator is for informational and educational purposes only. It does not constitute financial or investment advice. Consult with a qualified financial advisor before making investment decisions.
A Stock Returns Calculator helps you calculate the total returns from your stock investments, including both capital gains (price appreciation) and dividend income. This comprehensive calculator analyzes your stock performance by calculating absolute returns, percentage gains, and annualized returns (CAGR). It's essential for tracking investment performance, comparing stocks, and making informed portfolio decisions. The calculator accounts for purchase price, selling price, quantity, dividends received, and holding period to give you accurate profit calculations.
Absolute return is the total percentage gain without considering time - if you made 60% profit, that's your absolute return. CAGR (Compound Annual Growth Rate) is the annualized return that factors in time. 60% over 3 years equals 16.96% CAGR. CAGR is better for comparing stocks with different holding periods.
Yes, absolutely! Dividends are a crucial part of total returns, especially for dividend-paying stocks. Many blue-chip stocks provide 2-4% annual dividend yields. Over long periods, dividends can contribute 30-40% of total returns. Always include dividends for accurate performance measurement.
Calculate your average purchase price: Total Amount Invested ÷ Total Shares Owned. For example, if you bought 50 shares @ ₹100 (₹5,000) and 30 shares @ ₹120 (₹3,600), your average price is ₹8,600 ÷ 80 shares = ₹107.50 per share. Use this average price for return calculations.
Historical benchmarks: Sensex/Nifty have delivered 11-12% CAGR over 20+ years. Individual stocks vary widely - 15-20% CAGR is considered excellent, 20%+ is exceptional. Quality large-caps typically give 12-15%, mid-caps 15-20%, small-caps 20%+ but with higher volatility. Compare your returns against market indices.
Short-term (held < 1 year): 15% STCG tax on gains. Long-term (held > 1 year): 10% LTCG tax on gains above ₹1 lakh per year. Dividends are taxed as per your income tax slab. Use our Capital Gains Tax Calculator for detailed tax estimates.
Don't base decisions solely on returns. Consider: 1) Has the fundamental story changed? 2) Are valuations stretched? 3) Do you have better opportunities? 4) Have you reached your target price? 5) Tax implications. Generally, hold quality stocks for 3-5+ years for optimal returns and tax benefits.
Use CAGR for both to compare apples-to-apples. Include dividends for stocks and dividend payouts for mutual funds. Also compare volatility - a stock giving 18% with 40% volatility might be riskier than a fund giving 15% with 20% volatility. Consider risk-adjusted returns using Sharpe ratio for comprehensive comparison.
If Current Value < Investment, you have a negative return (loss). Example: Invested ₹50,000, current value ₹40,000 = -20% return. The formula remains same: (Current Value - Investment) / Investment × 100. Negative CAGR indicates your investment declined at that annual rate.