Home/Tools/Trading & Risk Management/Profit Loss Calculator - Calculate Trading P&L

Profit Loss Calculator - Calculate Trading P&L

Calculate profit and loss for trades including brokerage costs. Track trading performance with accurate P&L calculations.

Typical: 0.03% for discount brokers, 0.5% for full-service brokers

Net Profit/Loss

₹979

Profit after brokerage

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Disclaimer

This calculator is for informational and educational purposes only. It does not constitute financial or investment advice. Consult with a qualified financial advisor before making investment decisions.

What is Profit Loss Calculator - Calculate Trading P&L?

A Profit & Loss (P&L) Calculator helps traders calculate the exact profit or loss from a trade, including all transaction costs like brokerage, STT (Securities Transaction Tax), exchange charges, GST, and stamp duty. Many traders only calculate the difference between buy and sell prices but forget that brokerage and taxes can significantly eat into profits, especially for intraday and short-term trades. This calculator gives you the TRUE net profit after all costs, helping you understand your actual trading profitability and breakeven requirements.

How to Use This Calculator

  1. Enter the quantity of shares bought/sold
  2. Input your buy price per share
  3. Enter your sell price per share
  4. Specify your brokerage rate (typically 0.03% or flat ₹20 per order)
  5. Select trade type (Delivery, Intraday, or F&O) for accurate tax calculations
  6. View gross profit/loss and net profit/loss after all charges
  7. See detailed breakdown of all charges (STT, brokerage, GST, etc.)

Formula Used

P&L Calculation Formula: Gross P&L = (Sell Price - Buy Price) × Quantity Transaction Costs: 1. Brokerage (Buy + Sell): • Delivery: 0.03-0.5% per side • Intraday: 0.03% or flat ₹20/order (whichever is lower) • F&O: 0.03% or flat ₹20/order 2. STT (Securities Transaction Tax): • Delivery: 0.1% on sell side • Intraday: 0.025% on both sides • F&O: 0.0625% on sell side (only for options) 3. Exchange Transaction Charges: 0.00325% (NSE) 4. GST: 18% on (Brokerage + Transaction Charges) 5. SEBI Charges: ₹10 per crore (0.0001%) 6. Stamp Duty: 0.015% on buy side (₹1500 per crore) Net P&L = Gross P&L - Total Charges Breakeven Price = Buy Price + (Total Charges / Quantity)

Example Calculation

Example 1: Delivery Trade with Profit Trade Details: - Quantity: 100 shares - Buy Price: ₹500 - Sell Price: ₹550 - Brokerage: 0.03% per side - Trade Type: Delivery Calculations: Buy Value: 100 × ₹500 = ₹50,000 Sell Value: 100 × ₹550 = ₹55,000 Gross Profit: ₹5,000 Charges Breakdown: - Buy Brokerage: ₹50,000 × 0.03% = ₹15 - Sell Brokerage: ₹55,000 × 0.03% = ₹16.50 - STT (Delivery): ₹55,000 × 0.1% = ₹55 (only sell side) - Exchange Charges: ₹1,05,000 × 0.00325% = ₹3.41 - GST (18% on brokerage + charges): (₹31.50 + ₹3.41) × 18% = ₹6.28 - SEBI Charges: ₹1.05 - Stamp Duty: ₹50,000 × 0.015% = ₹7.50 Total Charges: ₹105.24 Net Profit: ₹5,000 - ₹105.24 = ₹4,894.76 Profit %: (₹4,894.76 / ₹50,000) × 100 = 9.79% Without considering charges, you'd think profit is 10%, but actual is 9.79%. Example 2: Intraday Trade (Small Profit Eaten by Charges) Trade Details: - Quantity: 500 shares - Buy Price: ₹200 - Sell Price: ₹202 - Brokerage: Flat ₹20 per order - Trade Type: Intraday Calculations: Buy Value: 500 × ₹200 = ₹1,00,000 Sell Value: 500 × ₹202 = ₹1,01,000 Gross Profit: ₹1,000 Charges: - Brokerage: ₹20 + ₹20 = ₹40 - STT (Intraday): (₹1,00,000 + ₹1,01,000) × 0.025% = ₹50.25 - Exchange Charges: ₹2,01,000 × 0.00325% = ₹6.53 - GST: (₹40 + ₹6.53) × 18% = ₹8.38 - SEBI + Stamp Duty: ₹3.52 Total Charges: ₹108.68 Net Profit: ₹1,000 - ₹108.68 = ₹891.32 Result: Nearly 11% of gross profit lost to charges! This shows why intraday trading on small moves is challenging. Example 3: Losing Trade (Loss Magnified by Charges) Trade Details: - Quantity: 200 shares - Buy Price: ₹100 - Sell Price: ₹98 (2% loss) - Brokerage: 0.03% Calculations: Gross Loss: 200 × ₹2 = ₹400 Total Charges: ₹57.32 Net Loss: ₹400 + ₹57.32 = ₹457.32 Loss %: 2.29% (not just 2%) Key Learning: In losing trades, charges add to your loss! Example 4: Breakeven Calculation You bought 100 shares @ ₹500 (₹50,000 investment) Total charges expected: ₹110 Breakeven Price = ₹500 + (₹110 / 100) = ₹501.10 You need to sell at ₹501.10 just to break even, not ₹500. Must factor charges into profit targets!

Frequently Asked Questions

Why are my actual profits always less than expected?

Transaction costs! Brokerage, STT, GST, stamp duty, and other charges can eat 0.5-1% of trade value. On a ₹1L trade with 2% profit (₹2,000), charges could be ₹500-800, reducing actual profit by 25-40%. Most traders only calculate price difference, forgetting these costs. Always factor all charges before entering trades.

Which brokerage model is better: percentage-based or flat fee?

Depends on trade size! Flat ₹20 is better for large trades (₹1L+). At ₹1L, 0.03% = ₹30 vs flat ₹20. But for ₹10K trade, 0.03% = ₹3 vs ₹20 flat. Large traders benefit from percentage, small traders from flat. Calculate both ways for your typical trade size. Discount brokers offering ₹20 flat are great for intraday traders with large positions.

How much do charges impact day traders vs investors?

HUGE difference! Day trader making 50 trades/month with ₹1L each: Charges = ~₹2,500-5,000/month (3-6% of capital if making 5% monthly profit). Investor making 2 trades/year: Charges = ~₹200-400/year (negligible). Frequent trading multiplies costs exponentially. This is why 90% of day traders lose - charges eat most profits even with winning trades.

What's the minimum profit target to account for charges?

For intraday: Target minimum 0.5-1% profit to cover charges and make meaningful gains. For delivery: 0.2-0.3% minimum. Example: On ₹1L intraday trade, 0.5% = ₹500, charges ≈ ₹150, net ≈ ₹350. If targeting only 0.2% (₹200), charges eat 75% of profit! Set realistic targets that cover costs and leave meaningful profit.

How do F&O charges compare to equity?

F&O has LOWER charges as % of turnover: No STT on buy side for futures, 0.0625% vs 0.1% for equity. But leverage means larger positions. ₹1L equity trade ≈ ₹100 charges. ₹1L notional F&O trade (with ₹15K margin) ≈ ₹80 charges. Per rupee of capital deployed, F&O is cheaper, but position sizes are bigger so absolute charges can be higher.

Can I claim trading charges as expenses for tax?

Yes, if you're a 'trader' (not investor)! Intraday traders can show brokerage, STT, etc. as business expenses against trading income under 'Business Income' head. Required: 1) Regular trading activity, 2) Maintain books of accounts, 3) File returns properly. Can significantly reduce tax burden. Consult CA for proper classification and documentation.

Do charges vary between brokers significantly?

Yes! Full-service brokers: 0.5% (₹500 per ₹1L). Discount brokers: Flat ₹20 or 0.03% (₹30 per ₹1L). On ₹10L annual turnover: ₹5,000 vs ₹200-300 - That's ₹4,700 saved! On active trading (₹1Cr turnover), difference could be ₹50,000 vs ₹3,000. Choose wisely based on volume. For beginners trading ₹10-20K, difference is marginal.

How to calculate if a scalping strategy is profitable after charges?

Formula: (Win% × Avg Win × Trades) - (Loss% × Avg Loss × Trades) - (Total Charges). Example: 60% win rate, ₹500 avg win, ₹300 avg loss, 100 trades/month, ₹100 charges/trade: Profit = (0.6 × ₹500 × 100) - (0.4 × ₹300 × 100) - (₹100 × 100) = ₹30,000 - ₹12,000 - ₹10,000 = ₹8,000. Without charges, profit was ₹18K. Charges ate 55.5% of gross profit!

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